- dev-bypass path: isAdmin from DB (not hardcoded), needsProviderSetup from member_credentials - needsProviderSetup=true when no member_credentials row exists - needsProviderSetup=false when member_credentials row exists
- dev-bypass path: isAdmin from DB (not hardcoded), needsProviderSetup from member_credentials - needsProviderSetup=true when no member_credentials row exists - needsProviderSetup=false when member_credentials row exists